Case study · Fintech
All-in-one digital banking app for a traditional bank
A traditional financial institution wanted to compete with neobanks for mobile-first customers. We replaced a set of separate banking, investing and payment apps with one product that people use every day.
Context
The client and the situation.
The client is an established financial institution moving its retail business onto a modern digital platform. Its target audience was Millennials and Gen Z customers, who compare every banking app with the neobanks on their phone. Banking, investing and payments each lived in a separate legacy app with its own login and design.
Challenge
What was holding them back.
- User growth on the legacy apps had stalled.
- Customers had to switch between several apps to complete everyday tasks.
- The interface looked dated next to fintech competitors.
- Engagement was low and churn was high: customers did not see enough value to come back.
Approach
How we framed the problem.
We treated this as a product change rather than a redesign. The goal was a single app that people would open daily, not only when they needed to make a transfer. Personalized insights would give users a reason to return between transactions.
What we built
The product, module by module.
Unified banking platform
Checking and savings accounts, cards, real-time transaction tracking and a single financial overview, on mobile and web.
AI financial insights
Automatic expense categorization, spending-pattern analysis and budgeting suggestions based on each user’s history.
Investing and wealth module
Portfolio tracking for stocks, crypto and funds, with performance analytics and suggested next steps.
Personalized notifications
Spending alerts, savings prompts and market updates triggered by user behavior.
Fast everyday actions
One-tap transfer, pay and invest flows, and a shorter onboarding journey.
Results
What changed.
Results reported for the project after launch.
Technology
Stack used.
- React
- Next.js
- React Native
- Node.js
- NestJS
- Plaid API
- Personal-finance recommendation models
More work
Other case studies.
HR tech
80%faster hiring processAI candidate screening and matching for an HR tech startup
An HR tech startup processing thousands of applications a month needed recruiters to spend less time screening CVs. We built resume parsing, job matching and an automated shortlisting workflow.
Logistics
−25%operational costsRoute optimization and fleet visibility for a regional logistics company
A regional delivery company handling thousands of shipments a day was planning routes and dispatching by hand. We built dynamic route optimization, a fleet dashboard and a driver app.
Discuss a Similar Challenge
Tell us what you want to build or improve. We reply within 24 hours.